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Activity-Based Budgeting
Practice-Oriented Workshops
Kota Kinabalu, Sabah

Disclaimer

Last Updated: May 12, 2024

Please read this disclaimer carefully before using the Malayvora platform, accessible at malayvora.com. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by the terms described below.

General Information Only

The content published on this platform, including workshop materials, exercises, assignments, budgeting frameworks, and any related resources, is provided for general educational and informational purposes only. Nothing contained within this platform constitutes professional financial, accounting, legal, or business advice of any kind.

While Malayvora makes every effort to ensure that the information presented is accurate, current, and relevant, we make no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any content, materials, or services available through the platform.

No Professional Advice

The activity-based budgeting concepts, methodologies, and frameworks discussed within Malayvora workshops and course materials are intended solely for educational skill-building purposes. They do not constitute, and should not be treated as, professional financial planning, auditing, or consulting advice.

Before applying any budgeting technique or financial methodology to real-world business operations, participants are strongly encouraged to consult a qualified professional who can assess the specific circumstances of their situation.

Accuracy of Content

Malayvora strives to keep all platform content accurate and up to date. However, the field of financial management and budgeting practices evolves continuously, and some materials may not reflect the most recent developments, standards, or regulatory changes at any given time.

We reserve the right to modify, update, or remove any content at any time without prior notice. Malayvora accepts no liability for any loss or inconvenience arising from reliance on outdated or incomplete information.

Third-Party Links and Resources

This platform may contain links to external websites, tools, or resources that are not owned or controlled by Malayvora. These links are provided solely for the convenience of users and do not constitute an endorsement of the content, products, services, or opinions expressed on those external sites.

Malayvora has no control over the nature, content, or availability of third-party websites and accepts no responsibility for any harm, loss, or damage arising from your use of or reliance on any external resource.

User Responsibility

Participants are solely responsible for how they apply the knowledge and skills acquired through Malayvora workshops and exercises. The platform is designed to support learning through practical engagement, but outcomes will vary depending on individual effort, prior experience, and the specific context in which skills are applied.

Malayvora does not guarantee any specific result, outcome, career advancement, or financial improvement as a result of completing any course, workshop, or exercise on this platform.

Limitation of Liability

To the fullest extent permitted by applicable law, Malayvora, its founders, instructors, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with:

Intellectual Property

All content on this platform, including but not limited to workshop materials, course structures, exercises, written content, and design elements, is the intellectual property of Malayvora unless otherwise stated. Unauthorized reproduction, distribution, or commercial use of any platform content is strictly prohibited without prior written consent.

Platform Availability

Malayvora does not warrant that the platform will be available at all times, free from interruptions, errors, or security vulnerabilities. Scheduled and unscheduled maintenance may result in temporary unavailability. We accept no liability for any disruption or loss caused by such occurrences.

Changes to This Disclaimer

Malayvora reserves the right to revise this disclaimer at any time. Any changes will be reflected by updating the date at the top of this page. Continued use of the platform following any such changes constitutes your acceptance of the revised disclaimer.

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